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Home Credit Default Risk

Problem formulation

Home Credit's goal is to increase financial involvement for the unbanked population by delivering a comfortable and
safe borrowing experience. Home Credit uses a variety of alternative data, such as geographical and transactional information, to anticipate their clients' repayment capacities in order to ensure that this underserved demographic has a favourable lending experience.


The objective is to predict the loan repayment capabilities of an applicant based on his/her financial position. Therefore, we would be using supervised classification techniques to solve the problem.